Prime Minister Loan Scheme for House

Posted by | Haider on | January 30, 2023

About the need to improve the quality of housing in Pakistan and the significant role played by the construction industry in increasing the economy in other countries and other countries, the Government of Pakistan plans to increase the number of housing units over the next few years. several steps have been taken in this direction.

Mera Pakistan Housing Scheme Apna Ghar

Prime Minister Loan Scheme for HouseState Bank of Pakistan (SBP) announced that it is launching an official website to promote Mera Pakistan, Mera Ghar (MPMG) The government’s plan to finance affordable and affordable housing. Flagship Markup Subsidy Scheme. Housing Scheme

To support this plan that is being pursued by the Government of Pakistan, the State Bank of Pakistan has implemented several initiatives to finance construction and housing beginning in July 2020.

Mera Pakistan Mera Ghar – HBL 2023

In October 2020, the Government of Pakistan enhanced these initiatives by instigating the Government Markup Subsidy Scheme, popularly referred to as the Mera Pakistan Mera Ghar (MPMG) Markup Subsidy Scheme. The government loosened the rules that comprise MPMG in March 2021. MPMG Scheme in March of 2021 as a result of feedback from stakeholder groups to better serve the wider segment.

Prime Minister Loan Scheme for House

Prime Minister Loan Scheme for House

The Prime Minister’s Statement of Policy February 27, 2009, I announced “Ehsaas,” the “Ehsaas” program, which seeks to cut down on inequality, increase investment in individuals, and lift disadvantaged districts. Ehsaas is about creating the concept of a welfare state and avoiding the sway of the elite.

Prime Minister Loan Scheme for House

Mera Pakistan, Mera Ghar – Application Form

It is available in both conventional and Islamic Methods This scheme allows banks to offer financing for the building and purchase of houses at extremely low finance costs for lower to middle-income groups that make up the majority of people. State Bank of Pakistan is the Executive Partner for the Government of Pakistan and Naya Pakistan Housing and Development Authority (NAPHDA).

Tier 0

Tier 1

Financing Amount Installment Financing Amount Installment
Monthly installment from years 1 to 5
Rs. 0.5 Million 3,300 Rs. 1 Million 5,546
Rs. 1 Million 6,600 Rs. 2 Million 11,092
Rs. 2 Million 13,199 Rs. 2.7 Million 14,974
Monthly installment from years 6 to 10
Rs. 0.5 Million 3,751 Rs. 1 Million 6,351
Rs. 1 Million 7,501 Rs. 2 Million 12,702
Rs. 2 Million 15,002 Rs. 2.7 Million 17,147
Tier 2 Tier 3
Financing Installment Financing Amount Installment
Rs. 1 Million 6,600 Rs. 6 Million 46,518
Rs. 3 Million 19,799 Rs. 8 Million  62,024
Rs. 6 Million 39,597 Rs. 10 Million 77,530
Rs. 1 Million 7,501 Rs. 6 Million 52,492
Rs. 3 Million 22,503 Rs. 8 Million 69,990
Rs. 6 Million 45,007 Rs. 10 Million 87,487

Loan Scheme for House  Eligibility

  1. All Pakistanis who have an active CNIC and NICOP
  2. First-time homeowner
  3. In this plan, an individual can avail of the subsidized home loan facility for a limited time.
  4. In the case of Naya Pakistan Housing and Development Authority (NAPHDA) projects, NAPHDA will shortlist the qualified candidate, and upon the request of the candidate forward the profile to banks to secure financing.

BOP Loan Scheme 2023


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