BOP Loan Scheme 2023

Posted by | Haider on | January 30, 2023

BOP Loan Scheme 2023  – Punjab government has announced the employment scheme for 2023. But, for the first time, the Punjab government will offer loans with no interest. Therefore, residents of Punjab are eligible to make an application to the Punjab Employment Scheme 2023 today. In reality, Punjab’s Chief Minister Punjab has taken specific measures to help the youth, based in accordance with the directives of the prime minister. However, the Punjab Employment Scheme 2023  is only available to residents of the state.

Punjab Bank Loan Scheme BOP Apply Now

bop loan schemeBOP offers their Roshan Digital Account holders the possibility to buy or finance a house in Pakistan at a reduced markup. BOP offers the Roshan Digital Account Holders and Islamic Naya Pakistan Certificate Holders the opportunity to purchase or finance homes in Pakistan in accordance with Islamic methods with discounted rates of return as well as value-added services using a special strategy. For Details: Click Here

Punjab Bank Loan Scheme 2022

Your home is the center of your universe It is a place where you can find peace and tranquility. BOP recognizes that you want to make your house truly yours. BOP House Financing ensures that this is the case.

About Bank of Punjab

Bank of Punjab (BOP) is located in BOP Tower in Main Boulevard Gulberg, Lahore and is among the nation’s top financial institutions that have PACRA ratings of AAA+ Long Term and A1+ short-term.

Bank of Punjab Advance Salary Loan

A term loan based on need that can assist you in meeting your financial demands immediately by cash with equal installments each month.

BOP Loan Scheme Apply Online

Salient Features

  • Tenure of loan from 1 to 5 years
  • The fixed mark-up for the complete tenure
  • Easy monthly installments
  • Financing Limits from (50,000) to (1,000,000)
  • No pre-payment penalty
  • Avail of the loan with minimum documentation
  • Life assurance is also provided

Please be aware:

  1. This application shall take at least 15 minutes to complete subject to the availability of the above-listed information/documents.
  2. It is possible to fill out the form all at once or even in the trenches by saving the sections to be submitted at anytime
  3. Following the submission to the applicant, there is no modification or change will be permitted.
  4. Please upload as much data as you can e.g. Financial Statements and Business feasibility (Download the Sample Format) and the last 6 months’ bank statements or other documents. This will help you more accurately evaluate your application
  5. When the application is completed and your Registration Number (ARN) or Application Registration number (ARN) will be displayed on the screen. You are also sent an email that contains the same information.

BOP Loan Scheme 2022

Salient Features of the scheme along with eligibility criteria are as follows:

Particulars Key Features
Age 20 to 50 years
Gender Male/Female/Transgender

University/College Graduates with entrepreneurial skills

Diploma / Certificate holder from TVET having technical/vocational training.

Artisans and skilled workers

Residence Status Citizen of Pakistan, Resident of Punjab verified through CNIC
Type of Business New & Existing Businesses
Loan Limit Clean: Rs. 100,000/- to Rs. 1,000,000
Secured: Above Rs.1,000,000 up to Rs. 10,000,000
Loan Tenure 2 to 5 years including 6 months grace period
Loan Type Term Loan
Debt: Equity Ratio For Males= 80:20
For Females, Transgender & Disabled= 90:10
Security Requirement


Up to Rs. 500,000/-:
Personal Guarantee of Borrower along with a net worth statement
Above Rs. 500,000/- up to Rs. 1,000,000/-:
Personal Guarantee of borrower + (At least 01 Third Party Guarantee having collective net worth at least equal to the amount of loan OR Guarantee of Government Employee of BPS-10 and above.) Net Worth may be in the form of Tangible Assets i.e Property or Vehicle ownership and may be assessed as follows:
a) Property may be valued at the DC rate by the bank.
b) Property valuation may be established from the Wealth Tax statement.
c) Evaluation by Pakistan Banks Association (PBA) approved evaluator
d) Vehicle valuation shall be Purchase price less Depreciation (10% for each passing year). The third party should be a citizen of Pakistan and a resident of Punjab have a valid CNIC and must not be older than 55 years. Moreover, the e-CIB of the third party should be clean i.e it should not have any overdue or write-off history.Above Rs. 1,000,000/- up to Rs. 10,000,000:
Mortgage of Residential / Commercial / Industrial / Agricultural Property / Vehicle having a clean title and clear access acceptable to the bank.

Type Customer Pricing
Clean 4%
Secured 5%
Sectors All sectors
Applications All applications shall be submitted online through the portal designated by PSIC
Processing Fee Rs. 2,000/- (Non-Refundable)

Bank of Punjab House financing

Your home is the center of your life It is a place where you can find peace and tranquility. BOP recognizes that you want to make your home yours. BOP House Financing ensures that this is the case.

BOP Loan Scheme 2022

Bank of Punjab Eligibility Criteria

  1. Age limit from 19 to the age of 59
  2. Minimum Gross Salary 17,500 USD per month

Vocational Training Institute Lahore Admissions 2023

Contact Info:

BOP Tower, 10-B, Block E-II, Main Boulevard Gulberg III Lahore

UAN: 111-200-100

Tel : (042) 35783700-10

Fax : (042) 35783713-35783975


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