Akhuwat Loan Scheme 2023

Akhuwat Loan Scheme 2023-Akhut Karda Scheme 2023 was created to help those living in poor conditions. The scheme aids people with less income. This makes it possible to feel more progressive and driven. This is a loan that is not profitable that can be used to finance home renovations or construction and for the development of business and retail stores. Since 2001, individuals have been able to avail themselves of the Akhut loan scheme that offers no-interest emergency loans.

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Akhuwat is considered to be one of the largest organizations that spreads hope to people in Pakistan. The amount of the loan can be more than Rs. 500,000. The repayment time is between 13 and 16 months The monthly repayment sum is 10,000. Every day, dream come true, and people get help through tough times. Let’s talk about the Akhut loan scheme 2023 to finance the construction of a house.

Business assessment

Business plan screening is a way to evaluate the prospective borrower’s business idea to determine if it’s feasible and if it will provide more than sufficient household expenses to pay back the loan. The business needs are evaluated in a business evaluation. This will help refine the idea of the business owner. Family members of the applicant will also be questioned to make sure they know about the loans as well as be supportive of the business concept.

Other diagnoses:

After the initial review by the unit manager, the application will be sent on to the Branch Manager, who will examine the business and social assessment process and conduct meetings with the borrowers as well as the guarantors.

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میرا پاکستان میرے گھر پروگرام کے لیے اخوت قرض سکیم 2023 غیر منافع بخش قرض حاصل کریں / آن لائن رجسٹریشن 2023۔ حکومت نے 2023 کے لیے میرا پاکستان میرے گھر پروگرام کا آغاز کیا۔ تمام پاکستانی اخوت فاؤنڈیشن سے قرض لے کر 2023 میں اپنا گھر بنائیں گے۔ اخوت لون سکیم 2023 کے ذریعے۔ اس مضمون میں اخوت فاؤنڈیشن لون سکیم سے متعلق تمام تفصیلات فراہم کی گئی ہیں۔

Loan guarantors

In the case of personal loans, each borrower must be able to provide two guarantors who will confirm his credentials and are responsible for overseeing the borrower’s progress and ensuring that the loan is paid on time. loan. When it comes to group lending, the group members pledge their trust to one another and officially form an organization.

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Loan Approval Committee (LAC)

Each branch has its individual Loan Approval Committee (LAC). The Committee is led by an Area Manager and the other members of this Committee are the Branch Managers and Unit Managers. The committee reviews each credit case. If the committee accepts the loan, it is approved and ready to be disbursed. The entire process can take 3-4 weeks.

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Fund Application and Head Office

Once the loans have been accepted through the Loan Approval Committee (LAC) the amount of money is demanded at the head Office through the regional manager. The Head Office makes the necessary arrangements to transfer funds to their bank account to be disbursed. The Area Accountant receives notification that the funds have been transferred to their account at the bank. They also inform the Area Accountant prepares checks for payment to those who have been approved.

Criteria for eligibility for loans

1. The following general guidelines must be considered to be considered when determining loan eligibility:
2. The applicant must possess a valid CNIC.
3. Ability to manage or start an enterprise between 18 and 62.
4. The applicant should be financially active.
5. The applicant cannot be convicted of any crime that is pending prosecution.
6. The candidate must have a good moral and social standing in his neighborhood.
7. The applicant must have the ability to present two guarantors that are not family members.
8. The applicant must reside within the area of operation which is the office of the branch, which could be in the range of 2-2.5 km.
9. Note:  Project-specific guidelines for eligibility could differ.

Benazir Income Support Program

Akhuwat loan Contact number

Akhuwat – Islamic Microfinance

4.7(265) · Financial institution

Lahore · (042) 35112146

Open ⋅ Closes 5 PM

“I want a loan of 80000 I am from Dera Allah yar Balochistan”